SME Relationship Officer needed at Addosser Microfinance Bank
Job title : SME Relationship Officer
Job Location : Lagos
Deadline : May 08, 2024
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Job Description
- Source for microfinance SME clients in identified market zones.
- Creation of quality risk assets above
N3,000,000.00 - Evaluate customers’ business cash flow.
- Analysis customer’s repayment capacity and financial soundness.
- Put together a good credit write up.
- Conduct loan appraisals and collect detailed information (personal, business, and guaranties) when opening new loan accounts.
- Ensure proper KYC is conducted on customers.
- Render financial advice to customers and maintain good relationships with all customers
- Ensure full compliance with Addosser MFB policies while observing operational excellence
- Ensure all loan requirements inclusive of charges are properly communicated to clients and documentation are duly completed, executed & submitted.
- Verification of guarantors of loan customers before submission of loan requests.
- Monitoring the loan portfolio and follows up on repayment – ensuring the cheques for repayments are presented on due dates.
- Ensure PAR is within tolerable level as specified by management.
Relevant Skills, Qualifications, Attributes & Experience
- HND / University Degree in Banking, Accounting, Economics or other related field.
- At least 3 years’ experience in a Micro Finance Institution.
- Good understanding of business process.
- Hardworking, committed, ability to communicate and a self- motivated person.
- Excellent interpersonal & numerical skills.
- Excellent team player.
How to Apply for this Offer
Interested and Qualified candidates should Click here to Apply Now
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