This Position Works with the following Key Internal Teams:

• Sales, BU VPs, Country GM
• Finance (Local Finance teams: Cluster CFO, Country Finance FBP, Project Controllers & FBPs and Functional: Zone & Corporate Credit, Treasury Team)
• Project Management / Contract Management Team
• Shared services (when applicable)

Mission

• Implement & Drive a Credit Management Organization in accordance with the Standard of the Group.
• Enhance credit risk control to support business growth under controllable credit risk

Key responsibilities

• Lead Country Credit committee & other periodic calls and meetings to ensure the A/Rec Health is maintained with minimum Overdue and DSO
• Implement policies and procedures to achieve DSO and A/R insurance targets
• Investigates and determines credit risks, per established policies and procedures:
• Preliminary risk assessment for Transactional (threshold based on CoA) /on-site-local intelligence: annual and regular credit risk review of customers to identify potential risk and take initiatives to control risks
• Preliminary assessment for Projects
• Conduct financial statement analysis and analysis of data obtained from trade and bank references. Prepare recommendations and make credit approval decisions on new & existing accounts
• Customer relationship/business intimacy: Have solid experience interacting and working with customers to ensure expectations of both sides are fulfilled
• Insurance relationship
• Minimize the Company’s risk and loss potential in extending credit by negotiating various types of security agreements.
• Responsible for credit control on open accounts: customers assessment, customer code creation, propose credit limit and terms, A/R follow up and reporting, overdue accounts collection
• Identify and document invoicing and/or equipment problems that may unduly delay payment to the Company and expedites solutions
• Maintain credit management system (SAP, myDSO etc) to keep track of performance
• Responsible for Bad Debt/write off/black listed customers
• KICs Compliance, Self-assessment campaign
• Coordinate Collection with Sales & Project/Services execution, resolve credit problems
• Manage and develop credit team staff, introduce best practices from SE Group or other entities.
• Escalation of critical overdue non-payment to PA Management and Zone Credit
• Provide regular reports to help monitor credit exposure of customers on an on-going basis

Qualifications

Required Skills

• Excellent teamwork, organization and communication skills
• Strong analytical skills and an eye for detail, along with strong problem-solving skills
• Advanced knowledge of MS Office
• At least a Bachelor’s Degree in Accounting, Finance, Business, Mathematics or related field
• Proven track record of making successful credit decisions
• At least 10 years of experience in Credit, preferably in an international company environment