Prosperity Microfinance Bank Nigeria Limited is Recruiting For Credit/Loan Officer

3 days ago
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About Prosperity Microfinance Bank Nigeria Limited’s Job offer

Job title : Credit/Loan Officer

Job Location : Edo

Deadline : April 20, 2021

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Responsibilities

  • Review loan requests
  • Assess clients’ financial status
  • Evaluate creditworthiness and risks
  • Interviewing applicants to determine financial eligibility and feasibility of granting loans
  • Contact clients to gather financial data and documentation
  • Analyze risks and approve or reject loan requests
  • Complete loan contracts and counsel clients on policies and restrictions
  • Calculate financial ratios (e.g. credit scores and interest rates)
  • Set up payment plans
  • Maintain updated records of loan applications
  • Follow up with clients about loan renewals
  • Monitor progress of existing loans Operate in compliance with laws and regulations and adhere to lending compliance guidelines
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas

Requirements

  • Proven work experience as a Credit Officer/Loan Officer or similar role in the banking sector especially in a microfinance bank (with a minimum of 3 years of work experience).
  • Hands-on experience with lending procedures and products
  • Familiarity with computers and banking applications/software or ability to create and process financial spreadsheets
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment
  • Strong analytical skills
  • BSc/HND in Banking and Finance, Economics or related field

How to Apply for this Offer

Applicants should send Cvs to [email protected] and cc. [email protected] and [email protected] using the job title as subject of the mail

Company Information

  • Total Jobs: 31 Jobs
  • Location: Lagos
  • Full Address: 45 Gods reservation street

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