Merchant Loan Field Credit Officer needed at Fort Knox Group

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Job title : Merchant Loan Field Credit Officer

Job Location : Other

Deadline : July 30, 2024

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Job Description

  • As the Merchant Loan Field Credit Officer, you understand lending, you are curious, pay serious attention to details, data driven and have adequate territorial knowledge of your environment.
  • You are responsible for evaluating clients’ financial information, verifying merchants and assessing risk ratios.

Responsibilities

  • Onboard Viable Merchants on the Business Platform.
  • Evaluate credit worthiness of Merchants
  • Physically verify Merchants Location and business financial health for loan consideration.
  • Interview Merchants to determine their financial eligibility and feasibility
  • Support merchants with questions they might have.
  • Justify decisions (approvals/rejections) and report on them
  • Maintain an active knowledge base of all of the organization’s loan products and an
  • understanding of the qualifications required of each Merchant.
  • Build long term, trusting relationships with customers
  • Grow and achieve loan portfolio targets for merchants.

Qualifications & Skills

  • A First Degree B.Sc / HND
  • 1 year Minimum relevant work experience in a Microfinance Banks
  • Excellent knowledge of loan application procedures.
  • Socially and emotionally aware.
  • Must have a Smartphone.
  • Strong communication skills and proven customer service experience.
  • Exceptional analytical skills and the ability to work with complicated financial data.
  • Demonstrable knowledge of credit risk analysis

How to Apply for this Offer

Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.

  • Sales / Retail / Business Development jobs

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