Head Credit, Risk and Marketing needed at Operation Smile Foundation
Job title : Head Credit, Risk and Marketing
Job Location : Imo
Deadline : May 18, 2024
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Job Description
- Ensure that the marketing objectives of the bank are appropriately defined,identified and qualified and that plans and resources are advised tmeet corporate objectives
- coordinates credit and marketing units
- Assists in formulating and reviewing credit policy for consideration
- Articulate customers relationship policy
- Prepares and submits department’s budget and execution
- The develop and recommend opening of cash unites or brand network
- Ttrain ,appraise and develop staff of the department
- Ensure effective credit management of the bank
- Implementation of the bank’s credit policy
- Ensure compliance tregulatory standard in terms of credit portfolimanagement
- Ensure that adequate security of credit guarantee and collateral items are maintained
- Ensure effective appraisal and monitoring of loans customers tensure zertolerance tnon performing loans
- Ensure prompt product development according tdemand and trend
- Ensure monthly loan performance appraisal
- Ensure targets are given and reviewed periodically
- Ensure effective file management of loans /credit
- Ensure effective file management of correspondence between the bank and credit customers
- Periodic performance report of the products and staff management
- Liaises with the consultants in the delinquent loan management of the bank
- Attends management meeting and serves as secretary Credit & Risk management Committee
- Takes responsibilities of loans recommended for approval
- Hold periodic meetings with the staff on issue concerning the department.
- Ensures proper effective and objective customers address and business address rectification is crossed over before loan disbursement recommendation
Qualifications
- Must possess a certificate in Micro-finance Banking issued by the Chartered Institute of Bankers of Nigeria (ClBN).
- Proved experience in training and research is an advantage
- Minimum of 5 years hands-on Micro-finance banking experience in credit and marketing
- A minimum of Bachelor’s degree/HND in business, accounting, finance, Statistics, economics or any field.
Requirements
- Professionalism, integrity and commitment tsocial mission of Micro-finance banking.
- Strong business acumen and Knowledge of low income market
- Comprehensive knowledge of Micro-finance banking products, marketing and business development
- Sound knowledge of Micro-finance services, procedure, laws and regulations
- Strong analytical skills,Banking software and strong in MS packages
- Knowledge of micro, small and medium enterprise market.
- Strong oral and written communication skills
- Strong general management and people skills
How to Apply for this Offer
Send your application to [email protected]
- Accounting / Financial Services jobs
- Head Credit, Risk and Marketing jobs