Job title : Credit Underwriter
Job Location : Lagos
Deadline : October 11, 2024
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Job Summary
- The Underwriting Executive must be able to Underwrite the credit worthiness of customers in order to mitigate the overall risk of the company.
Duties & Responsibilities
- Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.
- To evaluate all quantave details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
- Review applications for credit facilities to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
- Performing various departmental functions including loan covenant monitoring, risk rang, audit preparation and recovery as assigned by HOD.
- Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
- To evaluate all quantitative details in the applications to make objective decisions based on empirical facts from the financial information evaluated.
- To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
- Ensuring that all credit approvals and KYC are in place documentation is duly executed and that the company’s interest is well protected.
- Conducting credit search (CRS & CRC Report) on credit bureau database.
- Conducting Email Verification & preparing Transaction consumption reports.
- Reviewing transactions for final checklist and approval.
Requirements
- Candidates should possess Bachelor’s Degrees with 2 – 4 years relevant work experience.
How to Apply for this Offer
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.
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