Job Summary:

• As the bank branch manager, you will be responsible for the overall performance of your assigned branch.
• This includes managing staff, ensuring excellent customer service, achieving sales targets, and adhering to all banking regulations and policies.

Responsibilities:

Staff Management:

• Recruit, train, and supervise branch staff.
• Set performance targets and conduct regular performance evaluations.
• Provide coaching and mentorship to staff to enhance their skills and performance.
• Schedule staff shifts and ensure adequate coverage during business hours.

Customer Service:

• Ensure that customers receive excellent service at all times.
• Handle customer inquiries, complaints, and escalations in a timely and professional manner.
• Foster a customer-centric culture among branch staff.
• Implement initiatives to enhance customer satisfaction and loyalty.

Operations Management:

• Oversee daily branch operations, including cash management, account opening/closing, and transaction processing.
• Ensure compliance with all banking regulations, policies, and procedures.
• Implement security measures to protect the branch against fraud and theft.
• Monitor branch performance metrics and take corrective actions as needed.

Sales and Business Development:

• Develop and implement strategies to achieve branch sales targets.
• Promote bank products and services to existing and potential customers.
• Identify opportunities for cross-selling and upselling.
• Build relationships with local businesses and community organizations to attract new customers.

Risk Management:

• Assess and mitigate risks related to lending, operations, and compliance.
• Monitor and report on key risk indicators.
• Ensure that all lending activities comply with regulatory requirements and bank policies.
• Conduct regular audits and reviews to identify areas for improvement.

Financial Management:

• Manage branch budgets and expenses.
• Monitor revenue and expenses to ensure profitability.
• Analyze financial reports and make recommendations for improving branch performance.
• Implement cost-saving initiatives without compromising service quality.

Qualifications:

• Bachelor’s degree in business administration, finance, or related field (Master’s degree preferred).
• Previous experience in banking or financial services, with at least 3-5 years in a supervisory or managerial role.
• In-depth knowledge of banking regulations, policies, and procedures.
• Strong leadership and communication skills.
• Excellent interpersonal skills and ability to build rapport with customers and staff.
• Proven track record of achieving sales targets and driving business growth.
• Analytical and problem-solving skills.
• Proficiency in Microsoft Office and banking software.

Additional Requirements:

• Must be willing to work flexible hours, including evenings and weekends.
• Ability to travel occasionally for training or meetings.
• Certification or licensing may be required, depending on local regulations.