Access Bank is Recruiting For Account Officer, Commercial Banking Divison

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About Access Bank’s Job offer

Job title : Account Officer, Commercial Banking Divison

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Description

  • To ensure that customer relationships are developed and maintained by providing excellent financial products and services that add value to the customer while minimizing costs and risk to the bank

Functions and Responsibilities

  • New Business Development
  • Credit processing and Appraisals
  • Close Monitoring of Credit relationships and loan recoveries
  • Maintain good public relations with current and prospective customers
  • Achieving set PCE and Balance Sheet Targets
  • Analyse and interpret financial data and recommend on the credit worthiness of the customer
  • Attend Credit Committee meetings with the Team Leader
  • Prepare periodic reports for the team
  • Assist in preparing the Team’s budget
  • Achieve PCE, Balance and other performance target
  • Perform other duties as may be assigned by the Relationship Manager

Key Performance Indicators:

  • Meeting/exceeding set targets
  • Turn around time on deliverables
  • Rate of customer sign on/ acquisition
  • Exceeding balance sheet/ liability targets
  • Customer satisfaction levels
  • Report rendition (CAC, ALCO, MPR, FSR)
  • Quality of documents:
    • FAM/ FSR
    • MCC Presentation
    • Memos
  • Daily a/c review (Morning & night)

Professional Requirements
Qualification:

  • First degree in any Discipline with a minimum of Second Class honors. Relevant Masters’ degree will be an advantage
  • Professional Membership
  • A recognized professional certification will be an added advantage

Minimum Experience:

  • 1 – 3 years relevant experience; exposure in the marketing of financial services, will be an added advantage

Requirements:
Good Customer Service / Relationship Management:

  • Strong selling/negotiation skills
  • Strong Financial Analysis / Interpretation capabilities
  • Oral & Written communication
  • Strong strategic orientation Generic Skills
  • Team work
  • Initiative
  • Entrepreneurship/ taking ownership
  • Analytical Skills/ Problem solving
  • Self-Management
  • Interpersonal Skills

Benefits

  • Leave Allowance, Medical Allowance, Bonus payments as applicable, Passage as applicable, 13th month as applicable

How to Apply for this Offer

Interested and Qualified Candidates Should Click here

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Company Information

  • Total Jobs: 4 Jobs
  • Full Address: Plot 999c, Danmole Street Off Adeola Odeku/Idejo Street, Victoria Island, Lagos , Nigeria.

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