1 day ago
Job title : Head, Credit and Marketing (Micro-Finance Bank)
Job Location : Edo
Deadline : September 30, 2024
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Job Description
- To develop and implement strategic marketing plans.
- To provide effective leadership to the credit and marketing team to achieve set targets in deposit mobilization and credit facilitation.
- To mobilize deposits and facilitate granting of loans and professionally manage customer relationship to ensure repeat business transactions.
- To develop business growth in zones through the preparation of promotional outreach materials and messages.
Responsibilities
Strategy:
- Develop and implement strategic credit and marketing plans.
- Prepare and implement promotional outreach materials and messages.
Leadership Responsibilities:
- Lead and motivate the credit and marketing team
- Co-ordinate Team Leaders to deliver set targets on deposit mobilization and loans
- Train credit/marketing officers
- Appraise the day to day performance of credit/marketing officers
- Monitoring the target set for Credit and Marketing Department.
- Develop, implement and track initiatives that ensure transparency and honesty in dealing with customers.
- Co-ordinate a quarterly and an annual performance management process for the credit and marketing team
Credit management:
- Ensure visitation to the customer’s place of business before loan disbursement
- Appraise the loans initiated by the Relationship Officers and Team Leaders and recommend to the Management Credit Committee
- Monitor compliance with loan repayment terms.
- Deliver loan target.
- Prevent delinquent loans.
- Monitor repayment of delinquent loans.
- Monitor compliance with laid down procedures loan portfolio management.
Customer’s Training:
- Informal training of customers on best business practices.
- Orient customers to maintain a prudent economic lifestyle.
Teamwork:
- Issue weekly Marketing Reports to the Management Team.
- Facilitate formal communication within the Credit and Marketing Department.
- Coordinate and chair departmental meetings.
- Ensure the provision of appropriate tools needed to deliver departmental goals and objectives.
Budgetary control:
- Prepare a departmental budget.
- Monitor compliance with of approved departmental budget.
- Manage field expenses.
How to Apply for this Offer
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